Junior Mortgage Loan Officer in Shakopee, MN
Mortgage Loan Officer
Company: Wells Fargo Location: Crystal, MN Employment Type: Full Time Date Posted: 02/25/2021 Expire Date: 06/24/2021 Job Categories:
Agriculture, Forestry, & Fishing, Customer Service and Call Center, Finance/Economics, Financial Services, Information Technology, Insurance, Military, Real Estate, Retail/Wholesale, Sales, Transportation, Web Technology
Mortgage Loan Officer Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as 'Personal Cell' or 'Cellular' in the contact information of your application.
At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you'll feel valued and inspired to contribute your unique skills and experience.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
We have an immediate opening for a Home Mortgage Consultant (HMC). This individual is responsible for producing high quality loans that meet Wells Fargo Home Mortgage guidelines by building relationships with realtors, builders, financial professionals, bank stores, past customers and other nontraditional sources, while providing excellent customer service. Strong sales and organizational skills are essential. Bilingual job seekers are encouraged to apply.
Additional duties include:
Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures
Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
Develop and maintain a high degree of visibility for WFHM in the marketplace
Understand real estate appraisals, title reports, and real estate transactions
Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk
Continuously pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
Perform miscellaneous duties as needed and required
This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.
1+ year of sales experience in financial services, outside sales experience, or a combination of both
Basic Microsoft Office skills
Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
Excellent verbal, written, and interpersonal communication skills
Mortgage industry experience
Knowledge and understanding of sales prospecting and generating referrals
Bilingual speaking proficiency in Spanish/English
Customer service experience
Other Desired Qualifications
Completion of formal position specific training programs
This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position.
Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.
Ability to work nights, weekends, and/or holidays as needed or scheduled
This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.
MN-Duluth: 230 W Superior St - Duluth, MN MN-Grand Rapids: 220 Nw 1st Ave - Grand Rapids, MN MN-Hastings: 1360 S Frontage Rd - Hastings, MN MN-Stillwater: 2000 Northwestern Ave - Stillwater, MN ND-Bismarck: 400 E Broadway Ave - Bismarck, ND ND-Wahpeton: 119 6th St N - Wahpeton, ND SD-Aberdeen: 204 S 1st St - Aberdeen, SD SD-Rapid City: 825 Saint Joseph St - Rapid City, SD SD-Sioux Falls: 101 N Phillips Ave - Sioux Falls, SD SD-Watertown: 20 N Maple - Watertown, SD MN-Detroit Lakes: 211 Holmes St W - Detroit Lakes, MN MN-Faribault: 104 5th St Nw - Faribault, MN MN-Inver Grove Heights: 9062 Buchanan Trail - Inver Grove Heights, MN WI-Hudson: 600 2nd St - Hudson, WI MN-Saint Paul: 1710 Robert St S - Saint Paul, MN MN-Woodbury: 9882 Norma Lane - Woodbury, MN MN-Rochester: 21 1st St Sw - Rochester, MN MN-Austin: 501 N Main St - Austin, MN MN-Mankato: 1600 E Madison Ave - Mankato, MN MN-Shakopee: 380 S Marschall Rd - Shakopee, MN MN-Rochester: 940 37th St Nw - Rochester, MN MN-Eagan: 3390 Pilot Knob Rd - Eagan, MN MN-Shakopee: 1156 Vierling E - Shakopee, MN MN-Burnsville: 925 County Road 42 W - Burnsville, MN MN-Cottage Grove: 8770 E Point Douglas Rd S - Cottage Grove, MN MN-Savage: 5705 Loftus Dr - Savage, MN MN-Moorhead: 730 Center Avenue - Moorhead, MN MN-Bemidji: 2024 Paul Bunyan Dr Nw - Bemidji, MN MN-Saint Paul: 670 Mcknight Rd N - Saint Paul, MN MN-Woodbury: 7525 Currell Blvd - Woodbury, MN MN-Lakeville: 8790 207th St W - Lakeville, MN ND-Dickinson: 3071 W Ridge Dr - Dickinson, ND SD-Spearfish: 131 W Hudson - Spearfish, SD MN-Coon Rapids: 100 Coon Rapids Blvd - Coon Rapids, MN MN-Litchfield: 100 N Marshall Ave - Litchfield, MN MN-Blaine: 12120 Aberdeen St Ne - Blaine, MN MN-Arden Hills: 1220 County Road E W - Arden Hills, MN MN-Rogers: 12916 Main St - Rogers, MN MN-Hutchinson: 135 Main Street North - Hutchinson, MN MN-Maple Grove: 13765 83rd Way - Maple Grove, MN MN-Minneapolis: 1505 W Lake St - Minneapolis, MN MN-Minnetonka: 1809 Plymouth Rd S - Minnetonka, MN MN-Saint Paul: 1827 Grand Ave - Saint Paul, MN MN-Saint Cloud: 200 33rd Ave S - Saint Cloud, MN MN-Anoka: 2015 3rd Ave - Anoka, MN MN-Forest Lake: 208 Lake St S - Forest Lake, MN MN-Mound: 2220 Commerce Blvd - Mound, MN MN-Minneapolis: 2329 Central Ave Ne - Minneapolis, MN MN-Roseville: 2440 Fairview Ave N - Roseville, MN MN-Plymouth: 3000 Fernbrook Ln N - Plymouth, MN MN-Coon Rapids: 3200 Main St Nw - Coon Rapids, MN MN-Saint Cloud: 400 1st St S - Saint Cloud, MN MN-Saint Louis Park: 400 Highway 169 S - Saint Louis Park, MN MN-Chaska: 400 Chestnut Street - Chaska, MN ND-Fargo: 406 Main Ave - Fargo, ND MN-Monticello: 407 Pine St - Monticello, MN MN-Saint Paul: 430 Wabasha St N - Saint Paul, MN MN-Saint Louis Park: 4959 Excelsior Blvd - Saint Louis Park, MN MN-Edina: 5116 Vernon Ave S - Edina, MN MN-Minnetonka: 5120 County Road 101 - Minnetonka, MN MN-Brooklyn Center: 5620 Brooklyn Blvd - Brooklyn Center, MN MN-Buffalo: 615 Highway 55 E - Buffalo, MN MN-Maple Grove: 6225 Sycamore Ln - Maple Grove, MN MN-Fridley: 6315 University Ave Ne - Fridley, MN MN-Crystal: 7000 Bass Lake Rd - Crystal, MN MN-Bloomington: 7900 Xerxes Ave S - Bloomington, MN MN-Minneapolis: 80 S 8th St - Minneapolis, MN MN-Brooklyn Park: 8041 Brooklyn Blvd - Brooklyn Park, MN MN-Golden Valley: 8200 Golden Valley Rd - Golden Valley, MN MN-New Hope: 8320 42nd Ave N - New Hope, MN MN-Brooklyn Park: 8460 Zane Ave N - Brooklyn Park, MN MN-Saint Louis Park: 8600 Highway 7 - Saint Louis Park, MN MN-Minneapolis: 90 S 7th St - Minneapolis, MN MN-Wayzata: 900 Wayzata Blvd E - Wayzata, MN MN-Eden Prairie: 935 Prairie Ctr Dr - Eden Prairie, MN MN-Bloomington: 9742 Lyndale Avenue South - Bloomington, MN MN-Bloomington: 9801 Normandale Blvd - Bloomington, MN MN-Richfield: 6445 Nicollet Ave - Richfield, MN
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women. Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.